Legal & Privacy
Privacy Policy & Terms of Service
Your privacy matters. We believe in transparency — here's exactly how we handle your data (spoiler: we don't collect it).
No Data CollectionNo Tracking CookiesBrowser-Only Processing100% Free
Your Data Stays With You
Every calculation happens directly in your browser. We never see, store, or transmit any numbers you enter into our calculators. Period.
Privacy Policy
Last updated: May 2026
Information We Collect
- We do not collect, store, or process any personal data from your calculator inputs. All calculations happen entirely in your browser.
- We may collect basic, anonymized analytics data (such as page views and general geographic region) to improve our service. This data cannot identify you personally.
- We do not require account creation, login, or any personally identifiable information to use our calculators.
Cookies & Local Storage
- We do not use tracking cookies, advertising cookies, or any third-party cookies that monitor your activity across websites.
- Your calculator inputs are never stored in cookies or sent to any server.
Data Security
- All calculations are performed client-side in your browser. Your financial, health, and personal data never leaves your device.
- Our website is served over HTTPS with modern TLS encryption to protect your connection.
- We do not have access to any data you enter into our calculators — it exists only in your browser's memory.
Third-Party Services
- We may use privacy-respecting analytics services to understand how our site is used in aggregate.
- We do not sell, rent, or share any user data with third parties for advertising or marketing purposes.
- External links on our site may lead to third-party websites with their own privacy policies, which we do not control.
Terms of Service
Last updated: May 2026
Acceptance of Terms
- By accessing and using RealCalculators, you agree to be bound by these Terms of Service and our Privacy Policy.
- We reserve the right to update these terms at any time. Continued use of the site after changes constitutes acceptance of the new terms.
Use of Calculators
- Our calculators are provided for informational and educational purposes only. They should not be considered as professional financial, tax, medical, or legal advice.
- While we strive for accuracy by referencing authoritative sources (IRS publications, medical guidelines, etc.), results are estimates and may not reflect your exact situation.
- You should consult with qualified professionals (tax advisors, financial planners, doctors) before making decisions based on calculator results.
Limitations of Liability
- RealCalculators is provided "as is" without warranties of any kind, either express or implied.
- We are not liable for any damages, losses, or expenses arising from the use of our calculators or reliance on their results.
- Tax laws, financial regulations, and health guidelines change frequently. Calculator results may not reflect the most current rules at any given time.
Intellectual Property
- All content, design, code, and branding on RealCalculators are owned by us and protected by applicable intellectual property laws.
- You may use our calculators for personal, non-commercial purposes. You may not reproduce, distribute, or create derivative works from our site content without permission.
Questions About Our Policies?
If you have any questions or concerns about our privacy practices or terms of service, we're happy to help.